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Thursday, September 23, 2010
Be back up soon with new things
12:36 PM | 
Posted by
WitchysHeart |
Hello All,
Well, things were really looking bad for the last few weeks....Hopefully things are starting to look up...I've got a job now, a new Super Walmart opened up and I have been working there for the last 2 weeks and I'm a cashier and my work hours are so messed up....I wanted 3rd shift but haven't got those hours yet...They have me mornings and 2nd shift. We found a place to rent, in the same area where we had our house so we don't have to take my son out of the high school that he is in....which is another plus...I've been taking him to his Physical Therapy and still have more of those to go too....We have started moving into the house, it is an Older house and the owners of it have been extremely helpful to us...So once things get settled in my life and we are moved in and things are going ok then I'll start out slow with new things on the blog.....I may be able to open my PSP Group back up....I really miss it.
Hugs to all!
Well, things were really looking bad for the last few weeks....Hopefully things are starting to look up...I've got a job now, a new Super Walmart opened up and I have been working there for the last 2 weeks and I'm a cashier and my work hours are so messed up....I wanted 3rd shift but haven't got those hours yet...They have me mornings and 2nd shift. We found a place to rent, in the same area where we had our house so we don't have to take my son out of the high school that he is in....which is another plus...I've been taking him to his Physical Therapy and still have more of those to go too....We have started moving into the house, it is an Older house and the owners of it have been extremely helpful to us...So once things get settled in my life and we are moved in and things are going ok then I'll start out slow with new things on the blog.....I may be able to open my PSP Group back up....I really miss it.
Hugs to all!
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Friday, September 10, 2010
Update on my Absence
Well, the house has been sold, to a New York Bank that is Affiliated to JP Morgan Chase...The one that owned our house....so we can't do nothing about it now....We can only stall them in court, but if we want too, that is another question...We are still looking around for houses....to rent....that is another hard thing...as most want a Credit Check and with the foreclosure it isn't turning out good....It isn't in my name, since me and Dusty aren't Legally Married....We call ourselves married, but we aren't...so my credit is good, but I have no income, and Dusty's Credit is what is causing us to not look good to renters...This is so stupid....how are we to rent any place if we can't get past the credit check..We've been in the house 5 years, and paid our bills till he was layed off in January 2010...I've got an job lined up, just waiting for the call....A new Supercenter Walmart is opening up nearby and I've already done the interview and drug test, just waiting to hear back from them.
Last few days have been really depressing! I was also going to an interview for Target, and the day of my interview, my car decides it wants to overheat...on the way of taking my son to school...there is no bus pickup here...so I had to find a way to get him picked up, since Dusty was at work...and he can't or we can't afford for him leaving work early...So I rescheduled my Interview with Target for the next day....I also had to take my son to his Appointment at the Orthopedic to get his lower back and legs checked....So Dusty's dad is letting me use his truck, so the next day, I take my son to his appointment....and come to find out, he has Scoliosis....that is what is causing his lower back pain...it is all because he had a Major Growth Spurt and the twist in his spine, is really weird looking.....different than the normal Scoliosis....So now, I've got Dr's appointments and physical therapy to take him too....and my car is still overheating....We think it might be a Blown Head Gasket...but if it is more...then I'm totally screwed..As I won't be able to work or take him to his appointments, or help in paying rent and bills if we ever find a place....So my depresstion has gotten really bad.
I wanted to give everyone an update...no telling when I'll get back to doing tuts, scraps or anything on here.
Hugs!
Last few days have been really depressing! I was also going to an interview for Target, and the day of my interview, my car decides it wants to overheat...on the way of taking my son to school...there is no bus pickup here...so I had to find a way to get him picked up, since Dusty was at work...and he can't or we can't afford for him leaving work early...So I rescheduled my Interview with Target for the next day....I also had to take my son to his Appointment at the Orthopedic to get his lower back and legs checked....So Dusty's dad is letting me use his truck, so the next day, I take my son to his appointment....and come to find out, he has Scoliosis....that is what is causing his lower back pain...it is all because he had a Major Growth Spurt and the twist in his spine, is really weird looking.....different than the normal Scoliosis....So now, I've got Dr's appointments and physical therapy to take him too....and my car is still overheating....We think it might be a Blown Head Gasket...but if it is more...then I'm totally screwed..As I won't be able to work or take him to his appointments, or help in paying rent and bills if we ever find a place....So my depresstion has gotten really bad.
I wanted to give everyone an update...no telling when I'll get back to doing tuts, scraps or anything on here.
Hugs!
Thursday, September 2, 2010
My Last Post for a While...My Reasons!
Ok, I've posted the Winner of my Tube Contest and now I'm going to explain some things of why I won't be back on here much for a while.
I've closed my PSP Group down, during this process also...My Husband lost his job, back in January...but before that we were on a trial loan modification here...That OBAMA thing...we were making payments that were lowered alot..not a problem...they kept sending us over and over, papers to filled out...we filled them out over and over...our response was, either they didn't receive them or they need more information...Several times we filled them out...Our Mortgage Company is EMC/JP Morgan Chase...ok...over an over we send them, calling them if they received them...everytime we would call, we would get different responses...Even with him layed off from work, he was still able to draw unemployment...then he found another job in May...Ok...we still talked to EMC, and filled out another set of papers and sent them this time Certified Mail/Signature Confirmation....we payed alot to do this so we would KNOW they received them...here is the FUNNY part. Remember this is the Obama, Home Modification thing to help homeowners, cause of this big BUBBLE in housing in the USA...
When we called to see if they received the last forms, we checked the tracking and sure enough they received them and signed for them.....well now they tell us, they can't help us...our house is being foreclosed on...OK....why, we have DONE EVERYTHING they asked of us....we gave everything, except a limb or blood....well it feels like right now we did...cause it hurts....they tell us, that we are 22 MONTHS behind on our Mortgage....FIRST THING is they are WRONG....how the HELL are we 22 months behind....YOU WANNA KNOW WHY?.....cause of us being on that DAMN Trial over and over for many months, for the Home Loan Modification thing, that OBAMA was saying was going to help us....YEAK F*C**NG RIGHT!! What it does, is put you WAY BEHIND...EMC was saying we would have to come up with $7,000 to keep our house going in Foreclosure....HOW THE HELL AM I GOING TO DO THAT???
Well, they wouldn't talk to us.....well the Company that lent us the money for our loan, Long Beach Mortgage Company supposed had it back...this is where you get lost....cause we sure are....We send our payments in to EMC...but before that we sent them in to Washington Mutual, this long beach we have no idea...Well anyways....This Long Beach, supposed to put a Sale Date: Wed, 18 Aug 2010 for our house....In TN....there are rules to follow...1st:they have to post in something like a newspaper 3 times, send you a 21 day notice....we we haven't seen any of those, and we do alot of research....NOTHING NADA!! Nothing in the papers, nothing in the Foreclosures sections in papers....cause when they file for the Foreclosure you have to do it at the County Office of Deeds, and nothing....then we get this Realtor coming to our house saying our house was sold back to the bank....well show us proof, no what he wants us to do is sign papers, to surrender the house, for a MEASLY $1,500 what is Called CASH FOR KEYS...too much MUMBO JUMBO Lawyer crap to understand what the papers are saying....for all we know...they want us to sign them to take our house....he has become demanding, calling day after day, morning, evening....to get us to sign these papers....Fear Mongering us, trying to say this and that....First he is going to have to understand we won't sign them UNTIL we know our RIGHTS! And we are in the USA and we have RIGHTS...DON'T WE?? Sometimes I really wonder!!
Well Get this, Yesterday we get a Phone Call from EMC, saying please call them back about the Loan Modification that they need one paper for us to fill out.....We call them back....they have no idea, that the House was SUPPOSSEDLY SOLD!!! Or was it?!?!? We don't know....we can't find Shit about it, we type in our Address and get NOTHING for it...we get houses around us but not our house....What the crap is going on...First does this so called Bank have the "ORIGINAL CERTIFIED NOTE?" I Doubt it....but they are going to have to come up with it...cause I wanna see it...I bet they can't come up with it....not a copy, or something that says it is.....I WANT TO SEE THE ORIGINAL.....So this is what is going on here at my home.....But after reading this, do some research on this Scam they call the Loan Modification on a home....and Cash for Keys.....you will be surprised in reading things that are going on with alot of Foreclosures....it is something to Prey on us and not give a shit, is they throw people out on the streets...but we are going to give them a run for their money....
Renting is another story, we have been looking to look...First Credit Check, and we own animals....they are our children...I will never let them go....We can't find crap in our area, cause legally me and Dusty aren't Married by the Government's Standpoint...and too many SO CALLED CHRISTIANS that want to look down on us, cause we aren't.....but going on 9 years we are in our eyes....but something he has on him from 12 yrs ago is keeping us from finding a place..he walked out on a lease....and people are too damn nosing in wanting to know why we are moving if we own or rent already..We've been here almost 5 years, and a place before that almost 3..we do pay our stuff.We dont have Credit Card Debt, we don't own them..We don't have Cars making payments, we own our cars...they are payed off..1990's..We don't use Cell Phones, another monthly bill we don't have...So we aren't in debt...I don't own this house, Dusty does....we got it together...but i didnt put my name on the deed....some have asked, why are we leaving the house...when we tell them..they don't want to do business...NOW...where are we to go...if the shit hits the fan? We will be living on the streets, with a ton of stuff, my son and our cats.
Thanks for listening and I hope to be back soon with things
I've closed my PSP Group down, during this process also...My Husband lost his job, back in January...but before that we were on a trial loan modification here...That OBAMA thing...we were making payments that were lowered alot..not a problem...they kept sending us over and over, papers to filled out...we filled them out over and over...our response was, either they didn't receive them or they need more information...Several times we filled them out...Our Mortgage Company is EMC/JP Morgan Chase...ok...over an over we send them, calling them if they received them...everytime we would call, we would get different responses...Even with him layed off from work, he was still able to draw unemployment...then he found another job in May...Ok...we still talked to EMC, and filled out another set of papers and sent them this time Certified Mail/Signature Confirmation....we payed alot to do this so we would KNOW they received them...here is the FUNNY part. Remember this is the Obama, Home Modification thing to help homeowners, cause of this big BUBBLE in housing in the USA...
When we called to see if they received the last forms, we checked the tracking and sure enough they received them and signed for them.....well now they tell us, they can't help us...our house is being foreclosed on...OK....why, we have DONE EVERYTHING they asked of us....we gave everything, except a limb or blood....well it feels like right now we did...cause it hurts....they tell us, that we are 22 MONTHS behind on our Mortgage....FIRST THING is they are WRONG....how the HELL are we 22 months behind....YOU WANNA KNOW WHY?.....cause of us being on that DAMN Trial over and over for many months, for the Home Loan Modification thing, that OBAMA was saying was going to help us....YEAK F*C**NG RIGHT!! What it does, is put you WAY BEHIND...EMC was saying we would have to come up with $7,000 to keep our house going in Foreclosure....HOW THE HELL AM I GOING TO DO THAT???
Well, they wouldn't talk to us.....well the Company that lent us the money for our loan, Long Beach Mortgage Company supposed had it back...this is where you get lost....cause we sure are....We send our payments in to EMC...but before that we sent them in to Washington Mutual, this long beach we have no idea...Well anyways....This Long Beach, supposed to put a Sale Date: Wed, 18 Aug 2010 for our house....In TN....there are rules to follow...1st:they have to post in something like a newspaper 3 times, send you a 21 day notice....we we haven't seen any of those, and we do alot of research....NOTHING NADA!! Nothing in the papers, nothing in the Foreclosures sections in papers....cause when they file for the Foreclosure you have to do it at the County Office of Deeds, and nothing....then we get this Realtor coming to our house saying our house was sold back to the bank....well show us proof, no what he wants us to do is sign papers, to surrender the house, for a MEASLY $1,500 what is Called CASH FOR KEYS...too much MUMBO JUMBO Lawyer crap to understand what the papers are saying....for all we know...they want us to sign them to take our house....he has become demanding, calling day after day, morning, evening....to get us to sign these papers....Fear Mongering us, trying to say this and that....First he is going to have to understand we won't sign them UNTIL we know our RIGHTS! And we are in the USA and we have RIGHTS...DON'T WE?? Sometimes I really wonder!!
Well Get this, Yesterday we get a Phone Call from EMC, saying please call them back about the Loan Modification that they need one paper for us to fill out.....We call them back....they have no idea, that the House was SUPPOSSEDLY SOLD!!! Or was it?!?!? We don't know....we can't find Shit about it, we type in our Address and get NOTHING for it...we get houses around us but not our house....What the crap is going on...First does this so called Bank have the "ORIGINAL CERTIFIED NOTE?" I Doubt it....but they are going to have to come up with it...cause I wanna see it...I bet they can't come up with it....not a copy, or something that says it is.....I WANT TO SEE THE ORIGINAL.....So this is what is going on here at my home.....But after reading this, do some research on this Scam they call the Loan Modification on a home....and Cash for Keys.....you will be surprised in reading things that are going on with alot of Foreclosures....it is something to Prey on us and not give a shit, is they throw people out on the streets...but we are going to give them a run for their money....
Renting is another story, we have been looking to look...First Credit Check, and we own animals....they are our children...I will never let them go....We can't find crap in our area, cause legally me and Dusty aren't Married by the Government's Standpoint...and too many SO CALLED CHRISTIANS that want to look down on us, cause we aren't.....but going on 9 years we are in our eyes....but something he has on him from 12 yrs ago is keeping us from finding a place..he walked out on a lease....and people are too damn nosing in wanting to know why we are moving if we own or rent already..We've been here almost 5 years, and a place before that almost 3..we do pay our stuff.We dont have Credit Card Debt, we don't own them..We don't have Cars making payments, we own our cars...they are payed off..1990's..We don't use Cell Phones, another monthly bill we don't have...So we aren't in debt...I don't own this house, Dusty does....we got it together...but i didnt put my name on the deed....some have asked, why are we leaving the house...when we tell them..they don't want to do business...NOW...where are we to go...if the shit hits the fan? We will be living on the streets, with a ton of stuff, my son and our cats.
Thanks for listening and I hope to be back soon with things
Wednesday, September 1, 2010
Contest Winner and all the tags made
Well it was an EXTREMELY hard decision to make on this....so I put all the names in a bowl...if you made one tag I put one name, if you made more than one tag, I put your name in that many times.
See slideshow below on all the tags
See slideshow below on all the tags
The WINNER IS.............................
Tammy..You win 2 tubes of choice
Thanks to each and everyone of you....they were all AMAZING! So what I'm going to do is this, everyone that entered the contest will win one tube of choice.
I will be contacting each of you through email, to get your information and what tube you would like at MPT.
Hugs!
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About Me
- WitchysHeart
- TN, United States
- I am 41 yr old mom of 2 two wonderful children. My daughter is 21 and my son is 16. I am into all Natural Remedies and TOTALLY ADDICTED TO TWILIGHT. I have been PSPing since 2004. I started writing Tutorials in 2008 and then started dabbling in Tag Templates, Masks, Scrapkits and Blog Layouts. I have also, started doing Stock Photo's and CU and PU Items. Hope you all kind find some things on here. Hugs!
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